What is Total and Permanent Disability Cover?

Total and Permanent Disability (TPD) Insurance in New Zealand provides a lump sum payment if you become permanently unable to work due to a severe illness or injury, ensuring financial stability for you and your family. It’s designed to cover essential expenses like mortgages, medical costs, or home modifications, offering peace of mind during life-altering circumstances.

Unfortunately a permanent disability will likely have huge financial ramifications - no further income and a likelihood of large expenses to provide for your new life. TPD is a relatively cheap cover and helps you to feel comfortable and prepared should disaster strike.