Your Protection Plan, made for you.
We know how daunting insurance can seem…
What do you actually need?
Why does it cost this?
What does this mean?
Do I need to have this?
Guardian Insure exists to make insurance make sense. We tell it straight, no jargon and work with you to achieve YOUR goals. We understand insurance is just one small part of your overall financial plan, so you’ll be able to count on us to consider what’s actually important to you.
Covers We Can Help With
-
Life and Terminal Illness Cover
A staple in your protection plan - leave a lump sum behind to your loved ones in the event of your untimely death. This can help pay off debt, cover funeral expenses and replace income.
-
Health and Private Medical Cover
Get treated faster, access more medications and therapies. Medical Cover can help improve the quality and length of your life. Skip the public waitlists and limited treatments.
-
Trauma and Critical Illness Cover
Pays a lump sum of cash in the event you’re diagnosed with a serious medical condition such as: cancer, heart attacks or strokes. Focus on getting better and not paying bills.
-
Income and Mortgage Cover
Receive a monthly benefit if you’re off work due to an accident, illness or an injury. This cover will make sure the bills still get paid if your income unexpectedly stops.
-
Total and Permanent Disability Cover
This cover pays a lump sum in the event you’re totally and permanently disabled to help you cover bills, treatments, care, income and renovations - this cover makes sure you get help.
-
Sole Trader & Business Owner Cover Advice
Business Owners may require different covers and strategies. Structuring your ACC correctly and making sure your expenses are covered if you or a key person can’t work can be crucial.
FAQs
-
Acting as your Insurance Guardian we are experts in all personal insurances - we learn about your situation and goals and using our expertise and relationships with insurers help you find the best cover for your needs. We help you get covered and act as an advisor to assist you from applying for insurance all the way to claiming (if you ever need to).
-
In 99% of cases - $0. We’re super transparent about this - we’re paid by insurers and product providers we may place you with. Don’t worry, we’re obligated and pride ourselves in making sure we put your needs first and ALWAYS will act in your interest when recommending something.
-
This depends. Only if it’s in your interest to do so - we work with you to understand your situation and figure out what would be the right move. Although some insurance providers may be better priced, they may offer less benefits or more exclusions - so it’s really important we understand your position as there is no blanket rule here.
-
We work with many major and reputable personal insurance companies in New Zealand.This means we can compare and advise you the best provider for your needs. We won’t help with asset insurance (such as house and contents) at this stage - but have some great partners who can help here.
-
We sure are - we primarily specialise in the insurance space but our solid financial knowledge means we can understand your whole situation.
Contact Us
Looking to chat to us?
Fill out this form here and one of the team will get back to you.